Our Company

Peoples Credit, Inc. is a locally owned and operated finance company founded in 1999.  Because we are neighbors, we understand our community's lending needs and how we can best meet those needs.  Our credit decisions are local and fast.

We are licensed under the Alabama Consumer Credit Act and Alabama Small Loan Act and we are regulated by the State of Alabama Banking Department.

We are also proud members of the Alabama Lenders Association.


Our Management

James R. Elrod is President/Owner of Peoples Credit, Inc.

Click here to contact James and our  staff.